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AI-driven accounts receivable

Get paid on time.
Stop chasing invoices.

PayFlowAI automates your accounts receivable, AI payment reminders, real-time DSO tracking, and cash flow visibility, so you get paid faster without the awkward follow-ups.

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Numbers that matter to you

12days
Faster payment
Cut average time-to-pay from ~30 days to under 18.
67%
Fewer late payments
Reduce overdue invoices with timely AI reminders.
8hours
Saved per week
Reclaim time otherwise spent tracking and chasing
0
Awkward follow-ups
AI handles the chasing, professionally, so you never have to.

Everything you need to get paid. In one place.

Invoicing, payment reminders, DSO tracking, and cash flow forecasting, automated, so you can focus on your work.

Good morning, Sarah
Dashboard
Outstanding
€48,210
12.4% vs last month
Paid this month
€32,540
Avg days to pay
11.2 days
3.2 days faster
Recent invoices
5 of 24
AC
Acme Industries
INV-0042 · Due Mar 14
Overdue
€4,280.00
VC
Vercel Inc.
INV-0041 · Sent today
Published
€12,000.00
LN
Linear App
INV-0040 · Paid Mar 09
Completed
€8,400.00
RM
Ramp
INV-0039 · Drafted
Draft
€2,150.00
AI Insights
3 overdue
No recent reminder sent
2 due this week
Schedule a friendly nudge
Cashflow healthy
+€11.4K vs forecast

Built on infrastructure you already trust

AI by Claude
Reminders & insights drafted by Anthropic's Claude
Payments by Stripe
PCI-compliant billing, we never store card data
EU data residency
GDPR-ready, hosted in European data centers
Encrypted throughout
Sensitive fields encrypted at rest and in transit
EU e-invoicing compliant
XRechnung, ZUGFeRD & Peppol supported

See how we keep your data secure →

Sound familiar?

Running a business is hard. Getting paid shouldn't be.

Invoice sent, but no response.

Your clients receive the invoice but payment is weeks late. Every day outstanding is cash you can't use.

Chasing payments manually.

Reminder emails, awkward follow-up calls, spreadsheets tracking who owes what. There has to be a better way.

No visibility into incoming cash.

Know exactly how much cash is coming in this week, this month, this quarter, instead of guessing.

The payment lifecycle

Everything between finishing the work and getting paid.

Most tools stop at “invoice sent.” PayFlowAI manages the whole journey, from the moment you finish the work to the moment cash lands and your forecast updates.

01
Finish the work
02
Describe it
03
Invoice created
04
Delivered
05
Viewed
06
Reminder sent
07
Payment received
08
Forecast updates

You finish the work. PayFlowAI takes care of everything else until you're paid, invoicing, delivery, payment tracking, reminders, and cash flow forecasting, in one place.

How it works

From invoice to cash. Automated.

1

Create

Create the invoice

Describe the invoice in plain language or connect your tools. PayFlowAI generates a professional, compliant invoice in seconds.

2

Collect

Collect what you're owed

Your AI collections agent takes over. It sends personalized reminders, tracks every open invoice, and escalates overdue payments, all automatically.

3

Forecast

Forecast your cash

See your incoming cash before it arrives. Track DSO, monitor AR aging, and always know where your receivables stand.

AI Collections Agent

Your most persistent collections team. Works 24/7. Never awkward.

PayFlowAI's AI agent monitors every open invoice, sends personalized reminders at exactly the right moment, escalates intelligently, and adapts its tone to each customer relationship, so you get paid faster without damaging relationships.

  • Automated multi-channel reminders (email, in-app, SMS)
  • Customizable dunning sequences, gentle to firm
  • Real-time DSO tracking and AR aging alerts
  • Cash flow forecasting: know when money arrives before it does
  • Customer segmentation, different workflows for different risk profiles
Dunning sequences DSO −41%
Acme Studio · $1,250Gentle
Reminder 2 scheduled today
Northwind Co · $3,400Standard
Politely escalated
Harper & Meade · $2,100Firm
Final notice queued

Features

One Platform that seamlessly connects all your invoicing needs.

Built for freelancers and small businesses who'd rather ship than chase invoices. Tell the agent what you want, PayFlowAI handles the busy work, so you can focus on the work that pays.

See features in action

Create an invoice just by describing it

Hit ⌘K and just tell the agent. "Invoice Acme for 3 days consulting." It fills in line items, tax, and the due date, you approve.

Never write a chasing email again

Choose your tone, friendly, professional, or firm. PayFlowAI drafts the reminder, references the real invoice amount and due date, and sends it in your voice. Automated dunning, without the awkwardness.

Real-time DSO tracking and AR aging insights

Know which outstanding invoices are at risk, your average days to pay, and your cash flow forecast. No chart-digging required.

Every client detail in one place

Contacts, payment history, and risk ratings, without the bloat of a full CRM. Built for solo freelancers.

See every invoice's status at a glance

Draft → Published → Pending → Partial → Completed. See every invoice's state at a glance.

Bill anywhere, see one clear total

Bill in EUR, USD, GBP, see one consolidated total in your home currency. FX handled automatically.

Invoices that look like you sent them

Drop in your logo and accent color. Every PDF, hosted link, and reminder email looks like you sent it.

Reuse your services in two clicks

Save the services you sell. Auto-fill rates, units, and tax codes on every new invoice in two clicks.

Get paid online, right from the invoice

Turn on card payments with Stripe. Every invoice, PDF, hosted page, and reminder gets a Pay button, and payments reconcile themselves the moment they land.

Set recurring invoices once

Retainers and subscriptions bill themselves on schedule. PayFlowAI generates and sends each invoice automatically, so nothing slips through the cracks.

Compliant e-invoices, built in

Send validated XRechnung and ZUGFeRD e-invoices that meet the EU mandate, the right format chosen automatically for each client. See e-invoicing →

Your data, locked down

Sensitive fields encrypted at rest and in transit, EU data residency, and Stripe-secured billing. How we protect you →

New · EU e-invoicing

Doing business in Europe? E-invoicing compliance is already built in.

Germany already requires every business to receive e-invoices, and the rest of the EU follows through 2030. PayFlowAI already creates them, validated XRechnung and ZUGFeRD, the right format chosen for each client. A plain-language guide, plus a tool that does it for you.

XRechnung ZUGFeRD 2.3 Peppol BIS 3.0 ebInterface (AT)
PDF
A picture for people
E-invoice
Data for software

Integrations

Fits the tools you already use.

Card payments and AI are built in today. More connections to your accounting, banking, and workflow tools are on the roadmap.

S
Stripe
Live · online payments
C
Claude by Anthropic
Live · Agentic AI
P
Peppol network
Live · e-invoicing
X
Xero
On the roadmap
Q
QuickBooks
On the roadmap
D
DATEV
On the roadmap
Z
Zapier
On the roadmap
W
Wise
On the roadmap

Roadmap items are directions we're exploring, not dated commitments. Tell us which integration you need most, it helps us prioritise.

Loved by independents

Less chasing. More getting paid.

★★★★★
"I stopped writing reminder emails entirely. PayFlowAI follows up so I don't have to, and my invoices get paid noticeably faster."
MK
Freelance designer
★★★★★
"For the first time I can see exactly what's coming in this month. Cash flow stopped being a guessing game."
SA
Studio owner
★★★★★
"The AI agent is firm when it needs to be, but never rude. My client relationships are intact and my DSO dropped."
RT
Agency founder

Why PayFlowAI

Traditional invoicing stops at “sent.” PayFlowAI doesn't.

Capability Traditional invoicing software PayFlowAI
Invoice creationManual formsNatural Language Invoice Creation
Payment remindersYou write themAI-driven & automated
Payment trackingSpreadsheetsReal-time DSO & AR aging
Cash flow forecastingNot includedBuilt in
EU e-invoicing complianceAdd-on or manualXRechnung, ZUGFeRD & Peppol
The whole payment lifecycleStops at “sent”Finish-to-paid, automated

Pricing

Simple, transparent pricing.

Try free for 7 days and scale as you grow. All plans include AI-driven receivables management and automated reminders.

Starter

For freelancers just getting started.

15 /month
Start free trial
  • Up to 3 active invoices
  • Up to 5 clients
  • AI payment reminders
  • Basic dashboard
  • Email support
Growth

For established businesses with teams.

59 /month
Start free trial
  • Everything in Pro
  • Multi-user accounts
  • Advanced AI capabilities
  • API access
  • Dedicated support

All plans include a 7-day free trial, no charge until it ends. Prices exclude applicable VAT, calculated at checkout. Compare plans in detail →

FAQ

Questions, answered.

What is accounts receivable automation?
Accounts receivable automation handles everything between finishing your work and getting paid: creating invoices, delivering them, tracking payment status, sending reminders on overdue invoices, and forecasting incoming cash. PayFlowAI automates the full receivables workflow so you get paid faster with less manual effort.
How does PayFlowAI help me get paid faster?
PayFlowAI sends automated, well-timed payment reminders on your outstanding invoices, tracks every open invoice in real time, and shows your DSO and cash flow forecast, so late payments shrink and you always know what's coming in.
Can I create invoices in natural language?
Yes. With Natural Language Invoice Creation you describe the invoice in plain English in the ⌘K command bar, for example, “Invoice Acme for 3 days consulting”, and the agent drafts a professional, compliant invoice with line items, tax, and due date for you to approve.
Does PayFlowAI handle EU e-invoicing compliance?
Yes. Every invoice PayFlowAI generates is ready for the future of European e-invoicing, validated XRechnung and ZUGFeRD formats, with Peppol support, and the correct format chosen automatically for each client. See e-invoicing →
Who is PayFlowAI for?
PayFlowAI is built for freelancers, consultants, agencies, and small businesses who want to automate invoicing and accounts receivable without the overhead of an accounting suite.
Is my financial data secure?
Sensitive fields are encrypted at rest and in transit, data is hosted in EU data centres for GDPR-ready residency, and payments run through Stripe, PayFlowAI never stores card data. How we protect you →

Start in two minutes

Get paid faster.

Set up in minutes and let PayFlowAI handle the chasing, so unpaid invoices stop tying up cash you've already earned.

7-day free trial Cancel anytime