Features

Modern invoicing, without the learning curve.

PayFlowAI is a standalone AI assistant built for freelancers, the self-employed, and small businesses — no finance team required, no setup marathon, nothing to learn. Sign up, add your details, and you're sending invoices in minutes.

Natural language invoice creation

Writing an invoice from scratch takes longer than the work did.

Line items, tax, due dates — it's a form you fill out every time you want to get paid. PayFlowAI skips it: press ⌘K, describe the invoice in plain English, and the agent drafts the whole thing for you to check and send.

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It understands intent, matching what you ask for to your existing clients and invoices.

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It shows its confidence, tagging every field Matched, As stated, or Assumed.

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You stay in control — nothing saves until you confirm, and every field stays editable.

Agentic command bar
⌘K to open · type a command

Try one of these, or write your own, then press Run.

This is a live, in-page demo. In the app, the same bar acts on your real clients, catalog, and invoices.

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Smart reminders

The follow-up email you keep putting off, written for you.

Pick a tone. PayFlowAI drafts a reminder that references the real invoice, amount, and due date. You read it, tweak it if you like, and hit send. No more agonizing over how to ask for your money.

AI Drafting reminder for INV-0042 · €4,280.00
Subject: Quick note on invoice INV-0042
Generated in your account's voice Send reminder
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AI Insights Updated this morning
3 overdue invoices have no recent reminder
Consider sending a follow-up to reduce further payment delays.
Send reminder
2 invoices due in the next 7 days
€16,280 expected. A friendly nudge now keeps them on time.
Cashflow is ahead of forecast
+€11.4K versus your 30-day projection. Receivables look healthy.

Daily AI insights

Open the app and already know what needs attention.

Every day, PayFlowAI reviews your receivables and surfaces the few things that actually matter, ranked by urgency, with the action one click away. Real-time DSO tracking and AR aging show which outstanding invoices are at risk, your average days to pay, and your cash flow forecast — no charts to dig through.

11 days average DSO for PayFlowAI users
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Everything else

The rest of your receivables workflow, handled.

Automated payment matching

When a payment lands, PayFlowAI matches it to the right invoice and marks it paid, whether it's a full payment, a partial one, or a bank transfer with a slightly different reference.

Multi-currency, one total

Bill clients in EUR, USD, or GBP and see one consolidated figure in your home currency. FX conversion is handled automatically.

Branded invoices & PDFs

Add your logo and accent color once. Every hosted invoice, PDF, and reminder email looks like it came from you.

Lightweight client CRM

Contacts, payment history, and a risk rating per client — enough to know who pays on time, without the bloat of a full CRM.

Get paid online with Stripe

Switch on card payments and every invoice, PDF, hosted page, and reminder carries a Pay button. Payments reconcile automatically the moment they clear.

Recurring invoices

Set a schedule once and PayFlowAI generates and sends each invoice for you — ideal for retainers and subscriptions that bill on repeat.

A hosted page for every invoice

Each invoice gets its own secure link your client can open and pay in one click — no login to create, no PDF to dig out of an inbox.

Send from your own inbox

Deliver invoices and reminders through your connected Gmail or Outlook, or let PayFlowAI send them, with open and click tracking either way.

Every payment in one ledger

Record full or partial payments, see a per-currency summary, and export the whole ledger to CSV whenever your accountant asks.

Compliant e-invoicing

Generate validated XRechnung and ZUGFeRD e-invoices where e-invoicing is mandated — currently Germany and Belgium — with the right format picked per client and credit notes for corrections. Learn more →

FAQ

Feature questions, answered.

Can I really create an invoice just by typing?

Yes. With Natural Language Invoice Creation you press ⌘K and describe the invoice in plain English, for example, "Invoice Acme for 3 days consulting." PayFlowAI drafts the line items, tax, and due date, tags each field by confidence, and lets you edit everything before anything is saved.

How do AI-driven payment reminders work?

You choose a tone — friendly, professional, or firm — and PayFlowAI drafts an automated reminder that references the real invoice, amount, and due date. Reminders go out at the right time on your overdue invoices, so follow-ups happen consistently without you writing them.

Does PayFlowAI match payments to invoices automatically?

Yes. When a payment comes in, PayFlowAI matches it to the right invoice and marks it paid automatically, whether it arrived by card, bank transfer, or partial payment, so your receivables ledger stays accurate without manual reconciliation.

Which currencies and e-invoice formats are supported?

Bill in EUR, USD, and GBP with automatic FX conversion into your home currency. For e-invoicing mandates in Germany and Belgium, PayFlowAI generates validated XRechnung and ZUGFeRD invoices with Peppol support, choosing the correct format for each client. See e-invoicing →

Who is PayFlowAI for?

PayFlowAI is built for the rest of us — anyone running a business without a finance team behind them, including freelancers, independent contractors, the self-employed, and small businesses who want invoicing and accounts receivable automated, not something they have to learn.

Type your first invoice in seconds.

Start a free 14-day trial, no credit card required, and put the command bar to work on your real receivables.