Accounts receivable automation for everyone.

Grow your business. Spend less time chasing down payments.

You don't need to be an accountant or run a large company to get your finances right. PayFlowAI helps you create invoices, automate payment reminders, track DSO in real time, and gain clear visibility into your cash flow. Spend less time chasing payments. More time growing your business.

14-day free trial  ·  No credit card required  ·  Cancel anytime

A small business owner at work tracking payments
Cash received (90 days)
€10,000
6 invoices paid
12 days Faster payment
67% Fewer late payments
8 hrs Saved per week

See it in action

One screen for the whole job: what's outstanding, what's overdue, what's already landed. No spreadsheet required.

AI Assistant Just now
3 overdue invoices have no recent reminder.
Consider sending a follow-up to reduce further delay.
Send reminders
Payment received
Acme Inc. · €4,280.00
app.payflowai.io/dashboard
P
Last 30 days
+ New invoice
Outstanding
€48,210
↗ 12.4% vs last month
Paid this month
€32,540
Avg days to pay
11.2 days
↘ 3.2 days faster
Recent invoices 5 of 24
AC
Acme Industries
INV-0042 · Due Mar 14
Overdue
€4,280.00
VC
Vercel Inc.
INV-0041 · Sent today
Published
€12,000.00
LN
Linear App
INV-0040 · Paid Mar 09
Completed
€8,400.00
RM
Ramp
INV-0039 · Drafted
Draft
€2,150.00
AI Insights
3 overdue
No recent reminder sent
2 due this week
Schedule a friendly nudge
Cashflow healthy
+€11.4K vs forecast
Try a command
"Invoice Acme for 3 days co..."
⌘K
A young freelancer reviewing her invoices

Sound familiar?

Running a business is hard enough. Getting paid shouldn't be.

Day 1

The invoice went out. Then, silence.

The invoice landed three weeks ago. The payment hasn't. Every day it sits unpaid is cash you've already earned and can't touch.

Day 21

You've become your own debt collector.

Drafting the reminder. Wondering if it's too pushy, or too soft. Nobody starts a business for this.

Day 45

You can't see what's coming in.

A spreadsheet won't tell you what next month looks like. Guessing isn't a plan.

The payment lifecycle

PayFlowAI is your AI-driven accounts receivable solution that takes care of everything, from invoicing to getting paid on time.

Most tools stop at "invoice sent." PayFlowAI manages the whole journey, from the moment you finish the work to the moment cash lands and your forecast updates.

01

Invoice created

02

Delivered

03

Viewed

04

Reminder sent

05

Payment received

06

Forecast updates

You finish the work. PayFlowAI takes care of everything else until you're paid. From invoicing, delivery, and payment tracking, to reminders and cash flow forecasting. All in one place.

How it works

From invoice to cash. Automated.

Command bar
Invoice Acme for 3 days consulting
Drafted: 3 days · €1,350.00 Approve
Invoice created and ready to send

01 · Describe

Describe the invoice

Tell the AI agent what you did and for whom. It drafts a complete invoice aligned with EU e-invoicing requirements in seconds.

Dunning sequence DSO −41%
Acme Studio · €1,250 Gentle
Harper & Meade · €2,100 Firm

02 · Collect

Let the agent collect

AI-driven reminders are sent at the right time and in the right tone. No awkward follow-ups.

Cash flow forecast
+€11.4K vs forecast

03 · Forecast

See cash before it lands

Track days-to-pay and what's coming in, so you're never guessing about next month income.

Integrations

Fits the tools you already use.

Card payments and AI are built in today. More connections to your accounting, banking, and workflow tools are on our roadmap, not dated commitments yet.

Stripe
Claude by Anthropic
Enable Banking
XRechnung
ZUGFeRD

Selling across borders

Your European clients may already require e-invoices.

Many EU countries are moving in this direction. With PayFlowAI, you can generate validated XRechnung and ZUGFeRD invoices automatically, so you'll never be the reason a client's payment is held up.

See compliance details
XRechnung
ZUGFeRD 2.3
Peppol BIS 3.0

From people who send their own invoices

Less chasing. More getting paid.

"I stopped writing reminder emails entirely. The agent follows up so I don't have to, and I get paid noticeably faster."

Aaliyah Brooks, freelance designer

Aaliyah Brooks

Freelance designer

"For the first time I can see what's actually coming in this month. Cash flow stopped being a guessing game."

Tobias Klein, self-employed consultant

Tobias Klein

Self-employed consultant

"I'm not a numbers person, and I never needed to figure that out. It just works the way you'd expect it to, no manual required."

Nicolas Moreau, agency founder

Nicolas Moreau

Agency founder

Accounts receivable automation for everyone.

A freelancer at work

Freelancers

A consultant at work

Consultants

A self-employed professional at work

Self-employed

An agency team at work

Agencies

A small business owner at work

SMB owners

Pricing

Starts at €15/month. No credit card to try it.

Every plan includes AI-driven reminders and automated payment tracking. Try free for 14 days.

Compare plans

FAQ

Questions, answered.

What is accounts receivable automation?

Accounts receivable automation handles everything between finishing your work and getting paid: creating invoices, delivering them, tracking payment status, sending reminders on overdue invoices, and forecasting incoming cash. PayFlowAI automates the full receivables workflow so you get paid faster with less manual effort.

How does PayFlowAI help me get paid faster?

PayFlowAI sends AI-driven, well-timed payment reminders on your outstanding invoices, tracks every open invoice in real time, and shows your average days-to-pay and cash flow forecast, so late payments shrink and you always know what's coming in.

Can I create invoices in natural language?

Yes. With Natural Language Invoice Creation you describe the invoice in plain English in the ⌘K command bar, for example, "Invoice Acme for 3 days consulting," and the agent drafts a complete, compliant invoice with line items, tax, and due date for you to approve.

Does PayFlowAI handle EU e-invoicing compliance?

Yes. Every invoice PayFlowAI generates is ready for European e-invoicing: validated XRechnung and ZUGFeRD formats, with Peppol support, and the correct format chosen automatically for each client. See compliance details →

Who is PayFlowAI for?

PayFlowAI is built for freelancers, consultants, agencies, and small businesses who want to automate invoicing and accounts receivable without the overhead of an accounting suite.

Is my financial data secure?

Sensitive fields are encrypted at rest and in transit, data is hosted in EU data centres for GDPR-ready residency, and payments run through Stripe, so PayFlowAI never stores card data. How we protect you →

Get paid faster.

Set up in a couple of minutes. Let the agent handle the chasing, so unpaid invoices stop tying up cash you've already earned.